When Bank Heists Spark an Unlikely Career Journey: "And the fact is that one summer that I was a teller, bank that I was in got robbed twice, once to the left of me and once to the right of me. And while most people might think that's scary and so forth, I thought it was super exciting."

"Lessons from the Urban Core": "But beyond that, I I think that attraction to the urban core and the people in the urban core, not only just in the culture of the bank itself and the community that gets built because of the environment, but the people who own businesses and the people who live in low income areas, quite frankly, they're great people and they deserve the opportunities that can be afforded to them if they can get access to the system."

Changing Mindsets for Community Prosperity: "The biggest challenge was changing the mindset... They thought it was a place that people came to fail. It was a place you wanted to leave. And so changing the mindset of this is a place you wanna buy a business and a home was probably the biggest struggle for us."

"Balancing Rapid Growth and Responsible Banking": "Quite frankly, we probably grew too fast. And couple of bumps along the way is particularly in the regulated financial institution space, the regulators, they're gonna they're gonna put you in check every once in a while to make sure that your systems, policies, procedures, and everything else are up to snuff."

"The Dark Side of Payday Lending": "So when you add the interest rate and the fee together and you kind of come up with an effective annual percentage rate, the thing is is that can't just pay it off in two weeks because you don't have enough money then for groceries. So you end up rolling it over and paying another fee."

"Revolutionizing Banking Access": "I ended up buying the smallest check cash or within the five and the six block area, cut the fees in half, and I brought it into the lobby of the bank."

"Breaking the Cycle of Debt": "And it's structured in a way that it's over the course of one year, and they can pay off that loan and get out of debt. But again, their payments aren't so much that they don't have enough money for rent and groceries."

"Revitalizing Communities:": "Our goal is to find good responsible owner that wants to buy it and fix it and begin to transform kinda one property at a time block by block, and eventually, you begin to really see some investment flow in, and that community begins to thrive both from the commercial side as well as the housing."

"Financial Hub in the Heartland": "Let's go to the FinTech or the financial technology side of Sunrise, and that's really what's based in Sioux Falls, South Dakota. It it it happens to be where the vast majority of both credit cards, prepaid cards, debit cards are originated from, not only because the laws of South Dakota are very clear in regards to electronic payments and and digital payments that debit cards rely on, but it's also where the the talent is."

"Revolutionizing Growth in Community Banking": "I want the bank to grow 10 times of what it is. We're I want us to take a 10 times mindset because it put people into a framework of erasing the incrementalism that we're so used to, and bankers are, well, we're gonna grow at three to 5% a year. And when you think in terms of 10 times, you really have to erase the process and things that you're doing and think way differently."