Ever heard of loud budgeting? It's getting a lot of talk on social media, and Amanda and I were invited on relevant radios trending with Timoree to explain it. We shared that segment in today's show. Enjoy. So what's trending? Bridging your catholic faith with your everyday life? You're listening to trending with timery on relevant radio.

Have you ever heard of the trend loud budgeting? It's a new way of budgeting and actually even communicating to others how you're operating your budget, especially when social opportunities come up. I'll share with you a little bit more about that in just a moment. Today on trending will be Jonathan and Amanda Texera. They're from Walletwind.com comma, a catholic take, which is a refreshing take on finances with hope and charity involved in the type of decisions you make with regard to your money. This new trend has gone viral on social media this year, especially kicking off at the beginning of the year called loud budgeting. Have you ever wanted to do something or had to decline a social engagement because it would break the bank for you? Could be coffee, lunch, a party. Maybe you went to a party but showed up late because you didn't want to see people not bring a present. See you not bring a present.

It could be a destination wedding. It could be when someone invites you to go on a joint vacation, even just hanging out with people and having them over for dinner. You're concerned about how much or what you can provide for others. Well, there's a new trend out there of loud budgeting where you're actually communicating concerns, challenges and goals surrounding money. Joining me today to explain what it is and maybe how to make it happen, if this is for you as well, are Jonathan and Amanda Texera from Wallet win.com. And they actually have a special visitor crashing this conversation today as well. Welcome back to trending.

Thank you. Thank you very much, Timari.

Now, I know you guys, you guys recently just adopted a baby, and we're going to have to dive into a little bit of that story more next time. But you have a little one with you, is that correct?

We do. I don't know if anybody, anybody can hear him breathing. He's in my moby wrap right now. But his name is James and we found out about him on March 1, and then 13 hours later, he came into the world in Texas. And so he was quite the surprise, but one of the best surprises we've ever received.

Well, congratulations and welcome to the little guy with us. Let's dive into this new trend of loud budgeting. It is interesting to me because I remember when I was in college, you know, you're a college student, you don't have a lot of money. You've got to be aware of your finances. And everyone wanted to do stuff where it was going out to eat or just going to get drinks. And I was one where I went, you know, I'm not going to let myself not go to things. I'll just go and I'll have a cup of water and I'll be completely content. And you don't mention it.

You don't discuss it. Everyone knows why you're probably just having glass of water. But that kind of brings us to this new trend of loud budgeting. Can you tell me more about it?

Loud budgeting, like you mentioned earlier, is simply just living your budget, maybe a little bit more of a public way. So if your financial goals at the time maybe would say that you should prioritize putting money away in savings or paying off debt, whatever it might be. Well, if you prioritize those things over going out with friends, taking a lavish vacation, whatever it might be, and someone asks you to do those things, you politely decline. And with loud budgeting, you let them know what's going on. It's pretty helpful because then it's not, hey, I don't want to go out with you because I don't like you. It's, you know what? I love spending time with you. Going out tonight sounds really great. However, I am setting my financial goals on, say, getting out of debt right now.

So I want to put as much money towards that goal as I can right now, which means I'm cutting back. In some places one of those is going out. But I'd love to spend some time with you. So maybe we could hang out just, you know, at my apartment. Or maybe next time we could do something in instead of going out.

I love this because it's very simple. You don't have to share too much detail. And even if it is something such as paying off debt, it doesn't have to be something where you over sharing, it's too many details. It's just being honest. I'm trying to pay off debt. And you can turn perhaps a negative of declining the invitation into a positive of your reason, but also different things you can do. Just as you mentioned, Jonathan.